Fintech Playlist 💿 Week 56
This is the Fintech Playlist 💿 you’re looking for
What if all the newsletters and posts you read about fintech were a weekly playlist? Here I attempt to answer that question. Come for the playlist, stay for the Star Wars memes #SorryNoySorry #OkStillSorryImAPoliteCanadian 🇨🇦
Am I missing one? I mean I can only waste so much of my life on Twitter. Hit me up @barbmaclean and tag in your fav
Simon Taylor, in his infuriatingly elegant way, summed it up like this
Damnit. I really like that. Only banks have balance sheet power.
Balance Sheet by Sun Go Fear — music.apple.com
The US-China-Ru divide, programmable money and survival bunkers, The US falls behind in digital banking, and SE Asia is going digital My interview with CFO magazine on China's economic slowdown
Survival by Eminem — music.apple.com
Did OCC Scrutiny of Column Drive Brex to Dump SMBs? A Regulatory Action Against Column Could Soon Become Public, Sources Suggest
Scrutiny by Bad Religion — music.apple.com
Every day brings a new ESG risk - by Matthew Sekol Issue 20: Since Musk took over Twitter, there's been new ESG(T) risks daily
New Day by Alicia Keys — music.apple.com
The fintech layoffs just keep on coming • TechCrunch Numerous fintech startups have conducted layoffs in the past week, impacting thousands of employees across the globe.
The Hits Just Keep On Coming by FAR CRY — music.apple.com
Why we cannot let cash die - The declining use of cash suggests it is also of declining necessity, but its existence is an invaluable aid for the most vulnerable in society and for freedom itself.
Cannot by Zucker — music.apple.com
When we have money with an API on top of it, who knows what smart kids will build on top of it Issue 409 | 7 November 2022
Who Knows by Jimi Hendrix — music.apple.com
Can A Bunch Of Ex-PayPal Execs Lead MX To Open Banking Dominance?
With a trio of ex-PayPal executives at its helm, financial data aggregator MX is making a big push to up its game in the open banking space. Plaid and others aren't sitting idly by, however.
Regarding the battle for open banking dominance, as the Grateful Dead once sang, you know this space is getting hot.
Althea by Grateful Dead — music.apple.com
Cash and CBDC, Apples and Oranges - by David G.W. Birch They are not the same thing so stop comparing them.
Apples and Oranges by Pink Floyd — music.apple.com
Project Cedar a potential breakthrough for a US wholesale CBDC or "innovation theater?" We can't say! Two days or 10 seconds to transfer funds, it's your money, you pick!
Break On Through (To The Other Side) by The Doors — music.apple.com
Amazon shows why the future of FinTech is Embedded 🗂; Stripe's “excellent” layoffs and a warning sign for everyone 🌪; Alternative asset investing is no longer just for the ultra-rich 🤑 FinTech is Eating the World, 7 November
Warning Sign by Coldplay — music.apple.com
Why are so many fintechs laying people off? | American Banker Chime, Varo, Upstart and Stripe are among the many companies that have recently laid off more than 10% of their workforce. Banks could benefit from a chance to scoop up tech talent.
Laid Off by Esquerita — music.apple.com
Matt Harris, Partner at Bain Capital Ventures – Lessons From Three Decades of Fintech Investing, What Defines Great Founders, & Embedded Finance’s Massive Potential Listen now (44 min) | Miguel Armaza sits down with Matt Harris, Partner at Bain Capital Ventures, who's been investing in fintech since 1995 and has seen it all.
I’ve Seen It All by Björk — music.apple.com
If you're APPy and don't know it, take my money - Chris Skinner's blog I recently had a chat with Kjeld Herreman, Head of Strategy Advisory at RedCompass Labs, about the increasing impact of Authorised Push Payments (APP) on the financial industry and its customers. In case you’re not aware of APP, it’s where a customer authorises a payment to a criminal, typically due to being fooled into thinking...
If You're Happy and You Know It by Raffi — music.apple.com
Edition 34 - Inclusive design and why it matters. Hey folks. 👋🏽 Thanks for coming back to my weekly newsletter.
As Long As It Matters by Gin Blossoms — music.apple.com
The Data Game | News that You must Know Hello 👋, fellow humans from all over the world! How are you doing? It's been more than a week since we met here. The last few weeks have been a tremendous learning experience for me and a little reminder that we are all trying our best on different paths☺️.
You Must Know by Tyia Wilson — music.apple.com
Wednesday, Nov 9, 2022 - by Noelle Acheson
“Nothing travels faster than the speed of light, with the possible exception of bad news, which obeys its own special laws.” – Douglas Adams || Hi all – wow, what a week so far. I hope you’re all taking care of yourselves. Yesterday’s news and market moves were – unlike those of May and June – largely divorced from macro markets, but the impact on crypto market infrastructure could influence a range of factors that will shape our industry’s role on the larger macro stage, perhaps positively, perhaps negatively, most likely a mixture of both.
bad_news by Bastille — music.apple.com
Long Take: Understanding the fall of FTX and attempted acquisition by Binance The world is on fire and your money is the fuel
The Fall by Electric Light Orchestra — music.apple.com
WTF: Binance walks away from FTX takeover 😳🥶; Big banks are betting big on the Boring Stuff 🤑; Frictionless institutional DeFi lending? 🤔 FinTech is Eating the World, 9 November
Walk Away by Xavier Rudd — music.apple.com
End of the M&A Super Highway Banks don’t die, they just get acquired. So predictable has been this cycle of life that it supports an annual conference called “Acquire or Be Acquired.” It all works until the cycle changes. The M&A market isn’t gone, it is undergoing a fundamental change. Data from SP Global shows a slowing of the banking M&A market over the last couple of years. The majority of the transaction volume came from larger deals driven by a race to scale. Synergies are hard to capture despite the rosy promises in
Super Highway by Stolie — music.apple.com
A good girl's guide to bad times - FinTech Futures If you are among the lucky to survive the storm, take this time to make sure your business takes this victory (or stroke of luck) with humility and grace.
Good Times Bad Times by Led Zeppelin — music.apple.com
The latest mutation of the Western SuperApp vision | by Efi Pylarinou | Nov, 2022 | Medium Isn’t it clear by now that SuperApps born in the `Rest` of the world are successful because they have served holistically a broadly underserved population? I don’t mean to undermine the secret sauce…
The Latest by Hank Mobley — music.apple.com
Theodora Lau on LinkedIn: #betterbanking #esg #financialservices #beyondgood If we could predict the future, would we choose differently? Knowing what we know now, with the resources and talent that we have, are we doing enough?…
We Can't Predict the Future by The Flaming Lips — music.apple.com
Dealing with a recession - Many are expecting to see consolidation in the fintech community as a result of the impending global recession and the easy money of recent years drying up.
Easy Money by Brad Paisley — music.apple.com
Sam Bankrun-Fraud - Ed Zitron's Where's Your Ed At When I made my prediction on August 9, I did not expect to be completely right that “SBF’s money is like 400 different loans.” Sam Bankman-Fried did exactly what we feared - he took money from FTX customers’ assets and used it to fund “risky bets by [his] affiliated trading firm Alameda Research.
Fully Completely by The Tragically Hip — music.apple.com
Are the machines coming for your job? Probably! - FinTech Futures Generative AI could build financial platforms or design new products in the financial services industry, which could see humans become obsolete.
Machines (Or Back to Humans) by Queen — music.apple.com
Getting There Just get there safely. That's such old-school parental advice, usually in a very literal context.
get there (when you're there) by Oso Oso — music.apple.com
Top Factors Defining Future Success in Retail Banking To prevail, banks must use data and analytics to enhance distribution, product innovation, back-office efficiency and improved experiences.
Prevail! by David Ramirez — music.apple.com
Community Is the Competitive Advantage - How fintech companies are seeing the benefits of social capital in building communities.
Community by The Tenenbaums — music.apple.com
This week’s hidden track
Why speed matters - Payments:Unpacked Issue 345 | 19 June 2022
Speed by Billy Idol — music.apple.com
Hands up if you knew Billy Idol was on the Speed soundtrack? Nobody? Yeah me neither.
Liner notes
Check out other things I read, or wanted to read or listen to, or retweeted without reading that you might find interesting
Canadian FinTech Report — Fathom4sight — www.fathom4sight.com
Canadian FinTech Report
Fintech Insider Podcast by 11:FS: 679. Insights: Is the future of fighting financial crime in people or automation? — fi.11fs.com David M. Brear is joined by some great guests, from LexisNexis Risk Solutions, GB Bank, FINTRAIL, to discuss how to tackle financial crime and money laundering going forward.
What will banking look like in 2035? | American Banker — www.americanbanker.com Theo Lau and Brad Leimer, who run the consultancy Unconventional Ventures, offer three possible visions for banks' future — ranging from gloomy to upbeat — and advice on how financial institutions can make the best-case scenario a reality.
Predictions for 2023: Live from Money20/20 — fintechbusinessweekly.substack.com Listen now (30 min) | Feat. David Sinsky of Unit, Jarad Gilmore of Middesk, Emanuel Pleitez of Finix & Nikhil Sachdev of Insight Partners
Introducing Season 2 of the Payments:Unpacked Podcast — northeypoint.substack.com Watch now (45 sec) | Issue 408 | 6 November 2022
Adam Davis on LinkedIn: 🔥🎙 A bonus episode of the Deciphered podcast 🔥🎙 It was so good — www.linkedin.com 🔥🎙 A bonus episode of the Deciphered podcast 🔥🎙 It was so good to back recording live - this one in front of an audience at Money20/20 in Vegas earlier...
“Every Time We Had a Meeting with a Client at Our Institution with Our Executives, I Always Sat on the Same Side of the Table as the Client” Silo Busting Talks with the Chairman and CEO of ConnectOne Bank
World Tour 🌎
What’s happening in fintech across the globe. And the occasional music review.
Rise Presents : Fintech Trends of 2022. What to expect in 2023? Tickets, Tue 13 Dec 2022 at 19:00 | Eventbrite Eventbrite - Rise London presents Rise Presents : Fintech Trends of 2022. What to expect in 2023? - Tuesday, 13 December 2022 at Rise London,, London, England. Find event and ticket information.
Fintech Playlist 💿 Week 56 by Barb MacLean — music.apple.com
Thread 🧵 of the week
If you’re interested in
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get in touch dj@fintechplaylist.com
Thanks for reading 👋🏻 Tune in next week for more fintechy song goodness. Until then, be excellent to each other.