Fintech Playlist 💿 Week 51
What if all the newsletters and posts you read about fintech were a weekly playlist? Here I attempt to answer that question. Come for the playlist, stay for the Star Wars memes #SorryNoySorry #OkStillSorryImAPoliteCanadian 🇨🇦
Am I missing one? I mean I can only waste so much of my life on Twitter. Hit me up @barbmaclean and tag in your fav
This is contrite me for missing Jason Henrichs post last week. Behold, with 4-song self tagged song pack 🏆 Still looking forward to Fintech on the Farm Jason. I can be in St. Paul inside a day 🚜
Take Me to the Zoo: Maximizing ROI on Events Conferences are back in person, and wow has my dance card filled up quickly. The move to digital has dramatically accelerated the Alliance’s operating tempo but the lack of audience energy can make it difficult to “bring the noise” when delivering a keynote in front of a camera. Here are 4 things we’ve learned about maximizing event ROI. Can’t Stop Won’t Stop The current economic environment has sharpened every organization’s focus on ROI. Events can feel like an expense to be managed, especiall
Can't Stop, Won't Stop (feat. Puff Daddy) — music.apple.com
I Still Haven't Found What I'm Looking For by U2 — music.apple.com
Running Up That Hill (A Deal with God) by Kate Bush — music.apple.com
Waiting On the World to Change by John Mayer — music.apple.com
Web3 And e-Me: Navigating The Era Of Digital Identity And Finance The next generation of the World Wide Web, web3, is afoot with great fanfare from technology developers and futurists.
My Generation by The Who — music.apple.com
WEEKLY - Oct 1, 2022 - by Noelle Acheson Welcome to the first Crypto is Macro Now free weekly email. I’m Noelle – I’ve been writing crypto-focused newsletters for over six years now, first for CoinDesk and more recently for Genesis Global Trading. Now that I’m focusing on independent research, it feels natural to continue. I publish a premium daily market and news commentary (which officially launches on Monday, but you can see
crypto by La+ch — music.apple.com
SPECIAL CBDC EDITION! White House and Treasury Reports on the Digital Dollar, CBDCs and Financial Inclusion and Why no Western SuperApps? BREAKING: This week I was selected No.4 fintech influencer globally!
Top of the List (EDM Remix) by Cartier Boy — music.apple.com
Full Speed Ahead by John Mayall & The Bluesbreakers — music.apple.com
This Week in Fintech (10/2) - by Nik Milanović Hello Fintech Friends, Anecdotally, fintech M&A seems to have taken off compared to relatively flat venture activity (by number of fundraises; the dollar value of raises has dropped). Our colleague Sophie Vo will go into the data behind this Q3 shift in our subscriber
Take Off (feat. Ty Brasel, Canon & K.B.) by Derek Minor — music.apple.com
The velocity of money is (as it sounds) a measure of how fast money is exchanged in a given economy. As a measure, it is also typically higher in growing economies and lowers in contracting economies. It can't be spent when money gets "stuck" in a 2-day delay.
Consumers, businesses, and the entire economy benefit when money is in real-time.
Fast Money by Urban Pioneers — music.apple.com
RIP the humble ATM? - The core purpose of ATMs is to allow the withdrawal of physical cash on a 24/7 basis. However, much of the globe is moving to cashless forms of payment. Is this the end of the road for ATMs, or will they further evolve?
R.I.P. (Rock In Peace) by AC/DC — music.apple.com
Biden’s War On ‘Junk Fees’ Won’t Help Americans’ Overdraft Problem It’s not ‘junk fees’ that are causing Americans the most damage—it’s inflation, interest rates, and a weak economy. The change in banks' overdraft policies is good news for consumers, and good for banks—from a regulatory and PR perspective. But it's not a fix for the real problem: cash flow.
Real Problem by Max McFerren — music.apple.com
Consumers Want More Digital Savings Product Innovation New digital savings account offerings are creating a shift in consumer attitudes and challenge the dominance of traditional banking brands.
Dominance and Submission by Blue Öyster Cult — music.apple.com
Smells Like Teen Logins Passive identification has pluses and minuses
Smells Like Teen Spirit by Nirvana — music.apple.com
Canadian Fintech: Credit vs Alt Data 🕷️ - by Tal Schwartz When fintech gets way too meta. Google for insurance. Coinsquare got smarter.
Smarter by Jojo Effect — music.apple.com
An Astronaut’s Guide to Life on Earth
I will confess that, when I first came across Chris Hadfield’s book ‘An Astronaut’s Guide To Life On Earth’, I bought it because I loved the title. Not because I expected it to be fascinating and moving and engaging and thought-provoking to the extent that it was.
I love being wrong like that.
Does a composable banking future spell the end for programmers? Low/no-code technology allows us to improve productivity and time to market when we put it in the hands of the next generation of emerging tech talent.
It's the End of the World As We Know It (And I Feel Fine) by R.E.M. — music.apple.com
The Bank of England’s pause for fraught
Markets may have stabilised but there’s still blood in the water
Blood in the Water by Trampled By Turtles — music.apple.com
A Small Step in the Right Direction - 3 Fintech News Stories #1: Good Timing What happened? Yet more product innovation in the business banking and corporate spend management space: Rho announced Prime Treasury, a tailored treasury management offering built into Rho’s automated finance platform. Prime Treasury, a new, registered investment advisor subsidiary of Rho, will help growth-stage, US-based businesses protect their capital…
Step in the Right Direction by Frankie Avalon — music.apple.com
Mary Wisniewski on LinkedIn: #digitalbanking #fintech #personalfinance The talk of the town at the MX Money Experience Summit was fintech companies' revenue models and calls to actions to build financial health products. Here...
Talk of the Town by Pretenders — music.apple.com
Crypto salaries enter the workforce -
Payment in cryptocurrency is becoming increasingly common, but even with the existence of stablecoins, it is not without its risks.
Merchants jump on the trend
Crypto salaries – in various forms – are trickling into the mainstream.
Jump by Rihanna — music.apple.com
The ESG Advocate 015 - Should CFOs care about ESG? | Revue
CFOs strike back!
There’s been no shortage of the ESG backlash as of late, but largely it’s been centered in two camps:
Conservative states and their pension funds misaligning ESG with values
Sustainability advocates who believe ESG is a distraction to change
There is a difference between managing risk (ESG) and saving the world (sustainability), but these things are conflated from all sides.
But this week, CNBC brought in a new contender to the fight. CFOs! 🔔🔨
Empire Strikes Back by Darth & Vader — music.apple.com
Banking in a changing world — www.linkedin.com In recent years, artificial intelligence has become an integral part of our daily lives, driving much of what we do and what we experience. Whether we are unlocking the mobile phone with facial recognition, going through emails, reading social media and news feeds, checking the weather, or getting d
Changing (feat. Paloma Faith) by Sigma — music.apple.com
That 90s Mixtape Way back in the old old days, the 90s, when you liked someone you made them a mixtape - it could have been perfect, it could have been tone-deaf, didn't matter; if you put effort into it (which, by definition you did) it was just right. One key is to start and end with 100% total bangers.
Ariel’s got his own playlist in a playlist this week 👏🏻 I think he should guest DJ more often. Let me know if you agree 💬
Sabotage by Beastie Boys — music.apple.com
Basket Case by Green Day — music.apple.com
You Oughta Know by Alanis Morissette — music.apple.com
Poison by Bell Biv DeVoe — music.apple.com
Rock 'n' Roll Lifestyle by CAKE — music.apple.com
Just a Girl by No Doubt — music.apple.com
Lost Woman Song by Ani DiFranco — music.apple.com
Loser by Beck — music.apple.com
People of the Sun by Rage Against the Machine — music.apple.com
Zombie by Cranberries — music.apple.com
Waterfalls by TLC — music.apple.com
Common People by William Shatner — music.apple.com
From the Central Bank and the Github to the market | by Efi Pylarinou | Oct, 2022 | Medium I love surprises. Sopnendu Mohanty`s keynote and fireside chat with Matteo Rizzi on the first day of the Milan Fintech Festival, was one those. The success of MAS is well known. The Singapore Fintech…
Surprise by Chlöe — music.apple.com
Despite the venture slowdown, fintech startups are still hiring • TechCrunch
On September 28, LinkedIn released its Top Startups list, which is its self-described annual ranking of 50 emerging U.S. companies “gaining attention and recruiting top talent.”
Attention by The Weeknd — music.apple.com
Leg of lamb - FinTech Futures We all act normal a little bit more than is good for us. But there is no choice. The industry has relaxed a little, but it hasn’t relaxed fully yet.
Act Normal. by Poema — music.apple.com
In AI, we trust? Quite a busy week it has been. Let's start with a more quirky story.
Bunny by Count Basie — music.apple.com
What the White House's blueprint for an AI bill of rights means for banks | American Banker The Biden administration is setting the tone for new rules governing businesses' use of artificial intelligence, including in lending. Some call it a "toothless tiger," while others worry that it goes too far.
Blueprint by Arkells — music.apple.com
BNPL's Biggest Problem ... - … is that it’s unpredictable. Now, let’s pause here and cup a hand around our ear and listen for the indignant objections of all those who work for or invest in BNPL providers … it should just be a sec … Unpredictable?!? WTF? Our product is vastly more predictable and transparent and safe to use…
Big Problem by ANR — music.apple.com
Digital Assets, Fintech, What? – Comm. Failure
Fairly recently, I helped my Firm draft what was initially described then as our new “Fintech Onboarding” protocol. I’m the head of our Bermuda Fintech group. That’s really because I was involved in starting up our Fintech practice from the start. Well, Bermuda’s Fintech industry.
The start.
Back to the Start by Miracle of Sound — music.apple.com
David M. Brear on LinkedIn: Edition 29 - PayM failed before it began
RIP PayM - You were a great idea that was never given the chance to be a success in the UK because banks will never think about the greater good if they can’t do goodest from it.
Good Gooda Goodest (feat. Lulu) by Stev'la & Mapentane — music.apple.com
This week’s hidden track
h/t to Spiros Margarita for this one, I’m so excited for this song to make an appearance!
Metaverse Killed The Video Star Around 71% of professionals can see the Metaverse becoming part of existing work practices.
Video Killed the Radio Star by The Buggles — music.apple.com
Liner notes
Check out other things I read, or wanted to read or listen to, or retweeted without reading that you might find interesting
An insider's perspective on the 1st SuperApp — www.youtube.com #WeChat #China #fintech #SuperApp Mini-programs and the ecosystem design of WeChat, are unique. We discuss these and other differentiations of the WeChat jou...
Dave Wallace on LinkedIn: #technology #innovation #cuttingedgetechnology — www.linkedin.com This week Dharmesh and I chatted with Fabian Mohr, CEO and Co-founder of UnitPlus and Johan Hellman, Head of ETFmatic, about the UnitPlus proposition. ...
Pål Krogdahl on LinkedIn: #fintechdaydreaming #podcast #branding — www.linkedin.com 🎙 Shout out to all podcasters out there on this special day... Did you know that it is International Podcast Day today? Sounds like a perfect day ...
Open banking is for consumers, but they're missing from the discussion | Financial Post — financialpost.com Canadians, the core stakeholders set to benefit from data mobility rights, are an afterthought, write Vass Bednar and Robert Fay. Read on.
Betterment: Using a Challenger Mindset for Market-Leading Growth — thefinancialbrand.com Customer and AUM growth at Betterment has continued because of an ongoing commitment to product and delivery channel innovation.
Banking Technology Magazine October 2022 issue out now — www.fintechfutures.com Read the free October 2022 edition of the Banking Technology Magazine. Cover story: INVESTING IN THE FUTURE – Putting money in the right places.
The Future of Open and Embedded Banking at Truist — thefinancialbrand.com Open Banking and Embedded Banking are central to banking innovation at Truist, enabling new and evolving business models.
Immad Akhund, CEO/Founder of Mercury – Focus on Your Clients and Forget About Competitors, Planning for Startup Winter, & The Power of Networking — fintechleaders.substack.com Listen now (38 min) | Miguel Armaza sits down with Immad Akhund, CEO/Founder of Mercury, a US-based neobank built for the next generation of startups. Mercury enjoys unicorn status and has raised from CRV, a16z, & Coatue.
Interac creates a song to help Canadians shop smarter » strategy — strategyonline.ca The financial services provider is using music to calm shoppers and help them cut back on spontaneous purchases.
We live in the golden age of Fintech infrastructure. With a wealth of tools and APIs, it’s never been easier to start a fintech company. But this low bar comes at a cost. When everyone’s using the same tools, how can you build a company with long-term competitive differentiation? Alex Johnson wants to know. I
Episode 461: You Can’t Cut Your Way to Greatness: Where to Invest? - Provoke.fm Media Opportunity abounds for those willing to go after things differently. Being a fast follower doesn’t work, fintech is compromising the model and traditional infrastructure is being pushed on. It’s time to solve hard problems! After crisscrossing the globe to speak at industry events, meet with leaders and record, the Breaking Banks hosts are all at...
HSBC looks to sell Canadian operations that could fetch upward of $10-billion - The Globe and Mail — www.theglobeandmail.com The Canadian arm of HSBC is the seventh-largest bank in the country with $125-billion in assets
Archetypes for a retail CBDC - Bank of Canada — www.bankofcanada.ca A variety of technology designs could support retail central bank digital currency (CBDC) systems. We develop five archetypes of CBDC systems, outline their characteristics and discuss their trade-offs. This work serves as a framework to analyze and compare different designs, independent of vendor, platform and implementation.
Rating connectivity in WealthTech — www.youtube.com #wealthTech #transparency #APIOne of the core challenges in the digital transformation of wealth management, is Integration. We discuss this complex topic w...
World Tour 🌎
I don’t need to mention Sibos or Money2020, right?
3rd Amsterdam Banking Forum by The Banking 50 — amsterdambankingforum.com We are extremely pleased to welcome you to the Amsterdam Banking Forum, our 3rd conference in the Dutch capital. The Amsterdam Banking Forum is a pan-European event conference, bringing together leaders from the world of banking to share experiences, ideas and best practices.
EP 148: Dan Kimerling, Deciens - Provoke.fm Media A VC perspective on inclusion-based opportunity
Fintech Talents Festival - Fintech Event | 14th - 15th Nov 2022, London — www.fintechtalents.com The UK's largest & most impactful fintech festival - 2,000+ attendees, 400+ speakers, 100+ hours of content sessions & more. Register now!
Merge by Fintech Nexus Registration, Mon, Oct 17, 2022 at 9:00 AM | Eventbrite Eventbrite - Fintech Nexus presents Merge by Fintech Nexus - Monday, October 17, 2022 | Tuesday, October 18, 2022 at Tobacco Dock, London, England. Find event and registration information.
Holt Xchange Year in Review (ft. Fintech Show - 5th edition) Tickets, Thu, Nov 10, 2022 at 2:30 PM | Eventbrite Eventbrite - Holt Xchange Year in Review (ft. Fintech Show - 5th edition) - Thursday, November 10, 2022 at Rialto Theatre, Montréal, QC. Find event and ticket information.
Open Banking Expo Canada - nnovators, disruptors and visionaries driving Canada’s Open Banking revolution — www.openbankingexpo.com If you’re driving the charge for Open Banking in Canada this is your must-attend event. 17 November 2022.
Cardiff Fintech Conference 2022
Thread 🧵 of the week
I should just rename this section after Frank, probably
Fintech Playlist 💿 Week 51 by Barb MacLean — music.apple.com
If you’re interested in
sponsoring Fintech Playlist 💿
hiring me to work with your team or speak at your event
playing virtual Star Wars trivial pursuit
get in touch dj@fintechplaylist.com
Thanks for reading 👋🏻 Tune in next week for more fintechy song goodness. Until then, be excellent to each other.