Fintech Playlist 💿 Week 49
What if all the newsletters and posts you read about fintech were a weekly playlist? Here I attempt to answer that question. Come for the playlist, stay for the Star Wars memes #SorryNoySorry #OkStillSorryImAPoliteCanadian 🇨🇦
Am I missing one? I mean I can only waste so much of my life on Twitter. Hit me up @barbmaclean and tag in your fav
👏🏻 3 years of Fintech Takes from Alex Johnson
Mary Wisniewski on LinkedIn: #fintech #neobanks Back to school bank accounts are a thing. While regulators are aggressively looking at banks' #fintech partnerships and #neobanks are struggling to make...
Back To School Again by Four Tops — music.apple.com
Fintech’s Funk Smells Like Teen Spirit What does Nirvana’s Smells Like Teen Spirit have to do with Fintech? There are parallels between what the disenfranchised youth of the early 90s (and every generation before and after, for that matter) experienced and what today’s fintech industry is going through.
Smells Like Teen Spirit by Nirvana — music.apple.com
10 Observations from Finovate - Over the last 15 years or so, I have observed a phenomenon that I like to call the fintech event lifecycle. It goes something like this: A new event emerges with a focus on financial technology and innovation. It attracts a small, but dedicated core group of speakers, attendees, and sponsors. The event takes risks…
You Just Have to Be There by M People — music.apple.com
💥 US closer to a digital dollar!💥 CBDCs by region with special coverage of Jamaica's JAM-DEX, Digital trust matters China winning the tech competition with the US!
Closer by Tegan and Sara — music.apple.com
Varo's bank charter milestone, more corporate cards and BNPL under a microscope • TechCrunch Fintech news highlights from the past week.
Under a Microscope (Remastered 2018) by Jonny Kinetic — music.apple.com
How Events Stimulate Learning and Innovation in Banking — thefinancialbrand.com
The old way of developing products and services no longer works. Financial institutions must search out learning opportunities through industry events. The banking ecosystem is constantly changing, requiring banks and credit unions to learn and innovate on a continuous basis. With customers wanting value delivered non-stop, the importance of events to stimulate interaction, learning and a challenger mindset has never been greater. Highlights of FinovateFall show why.
Non Stop by Young MC — music.apple.com
Gold payments make a glistening comeback - Demand for gold-backed payments is on a sharp upward trend as customers look for stability, with regulators’ attention likely to draw in.
Gold On the Ceiling by The Black Keys — music.apple.com
Calling for a rebranding campaign of `𝙋𝙧𝙞𝙫𝙖𝙩𝙚 𝘽𝙖𝙣𝙠𝙞𝙣𝙜 & 𝘼𝙡𝙩𝙚𝙧𝙣𝙖𝙩𝙞𝙫𝙚𝙨` | by Efi Pylarinou | Sep, 2022 | Medium The size of Private equity (one of the main private market subsectors) has tripled in the last decade. Blackrock`s Private market portfolios with private market allocations for 2022 reflect the Big…
Private Dancer by Tina Turner — music.apple.com
Future of FinTech | Edition #37 – Sept 2022 - by WhiteSight — newsletter.whitesight.net
Not Selling This Story Short: Fraudulent activities, laundering offences, and a wave of red flags swirl together to brew an intriguing investigation that exposes one of Germany’s most successful FinTechs. An event that is likely to make one question their online money-transferring choices, as well as draw lessons from insights from some shocking truths – with affairs ranging from the mafia, gambling, outsourcing shell companies to laundering money between criminals and hiding them behind unique labels to avoid suspicion. Unwire the events that played behind the scenes of the biggest Skandal! in the financial sector – Germany’s Wirecard – and its questionable integrity regarding its industry practices via Netflix’s Skandal! Bringing Down Wirecard.
Bring It Down by Dyro — music.apple.com
Edition 27 - You can only impact the future, not the past.
When we find ourselves in a place where we feel lost and unhappy, whether that be relationship-related or you hate your job or you feel insecure, always remember that this state is not finite. The options you have are in front of you not behind, which is why you should be a coach to yourself, not a counsellor.
Centerfield by John Fogerty — music.apple.com
Making composable banking work - FinTech Futures Composable banking can solve a number of issues for banks, but it will require an organisational change and a strategy to adopt a new way of working.
Change by Jack Johnson — music.apple.com
Three Years of Takes - 226,929. That’s the number of words I’ve written in this newsletter since I started it, just over three years ago. I find that a bit staggering. It sometimes feels like I’ve been writing Fintech Takes for a decade. And other times it feels like I just got started. But 226,929 words? That’s a terrifyingly large…
Three Years by Frameworks — music.apple.com
The ESG Advocate 013 - At the intersection of purpose and doing good | Revue
it is estimated that Patagonia will contribute about $100M annually to the global climate change efforts, clearly a fraction of what is needed to solve the problem.
Now for my opinion:
Who cares if it doesn’t save the world? Patagonia is making a move to impact the world in a way that aligns with its purpose.
SAVE THE WORLD by Tenacious D — music.apple.com
Create a better world by thinking more broadly
Now is the time to build what matters.
Now is the time to vote, with your voice, your action, and your wallet.
If not now, then when?
If Not Now, When? by Incubus — music.apple.com
Driving sustainable digital transformation
With intent, we can drive purposeful innovation. To meet expectations of today and create a sustainable business for the future, organizations must think beyond short-term profit and put people and the planet at the center of their operations. We have an opportunity to change the trajectory for the future, starting with being intentional with our actions today.
Future by Madonna — music.apple.com
Rerum cognoscere causas - FinTech Futures
You will need to think, re-think, go work things out and learn some new things in the process. And in an ever-changing world, the quest for knowing the causes of things never ends. So get comfortable with being asked, with questioning yourself. Oh. And learning. Above all. Get comfortable with the idea that you will never know all the answers and all the causes of things, so the quest never ends.
And that, my friends, is the point of life, the universe and everything.
The Quest by David Arkenstone — music.apple.com
CFPB's Buy Now, Pay Later Report Dropped. Now What? Also: Five Key Take Aways from *that* OCC Speech, CommonBond Calls It Quits
What Now by Rihanna — music.apple.com
Song
Fintech 🧠 Food - 18th Sep 2022 - Fintech is dead; long live Fintech, Starbucks does NFTs and my take on the OCC sponsor bank drama Hey everyone 👋, thanks for coming back to Brainfood, where I take the week's biggest events and try to get under the skin of what's happening in Fintech. If you're reading this and haven't signed up, join the 21,146 others by clicking below, and to the regular readers, thank you.
Drama! by Erasure on Apple Music — music.apple.com
When The Revolution Comes, It Won’t Be On The Blockchain Digital currencies, and especially central bank digital currencies, don't need blocks, chains or means to form consensus in the presence of untrusted third parties.
Revolution by Bastille — music.apple.com
3 Steps to Diversify Your Network - Don’t worry, darling – we’re sharing ways you can diversify your network and increase representation and innovation within your company – like now.
Network (Chase & Status Remix) by Various Artists — music.apple.com
If finance was a football team - Chris Skinner's blog I had this strange dream the other night where I wondered what a financial institution would look like as a football team. Sure, it’s a weird thing to dream about, but it made sense, so I woke up and wrote down the dream before going back to sleep again. Here is that dream: Welcome to...
Wavin' Flag by K'naan — music.apple.com
This week’s hidden track
The Promised Land Today is The Boss' birthday, but many people are opting to run their own race, bet on themselves. They've been living with the alternative and don't want to feel the dead end approaching them.
The Promised Land by Bruce Springsteen — music.apple.com
Liner notes
Check out other things I read, or wanted to read or listen to, or retweeted without reading that you might find interesting
Canada could finally lower its 60% interest cap on loans — but the industry is fighting hard to keep rates high — www.thestar.com Sal Costa borrowed $7,400 and ended up owing more than $15,000. He and others are fighting hard to lower the criminal interest rate in Canada — and the government is finally listening.
Banking in the ‘real’-verse | The Banker Podcast on Acast — play.acast.com
Today is all about digital first – but do we still have a need for in person, physical banking? Has a focus on digital first further isolated communities - so rural communities, unbanked, demographics that don't have confidence in the digital world.
RBC combines technology banking unit with venture arm to reach more clients in innovation space - The Globe and Mail — www.theglobeandmail.com Royal Bank of Canada has merged its technology banking unit with its Ventures business as it looks to expand support for a tech sector squeezed by the economy
MX with David Whitcomb | E243 — JasonPereira.ca — jasonpereira.ca On today's Fintech Impact episode, Jason Pereira will talk to David Whitcomb, VP of Product at MX. It is an aggregator of aggregators in that it provides technology companies and traditional finance companies with a way of accessing a common data format across multiple different data aggregation companies and kind of pulls into data from all includes above and spits it up.
New research surveys competitive intensity in Canada’s banking and payments sector | BetaKit — betakit.com Vass Bednar and Keldon Bester share thoughts on new research regarding competition in Canada's banking and payments sector.
World Tour
What’s going on where across the globe. And the occasional music review.
Fintech Talents Festival 2022 - Registration options — www.fintechtalents.com Register for your pass to the Fintech Talents Festival taking place on the 14th & 15th November 2022 at The Brewery, London.
The Fintech Formal — www.fintechformal.com
November 11, 2022
Fintech Playlist 💿 Week 49 by Barb MacLean on Apple Music — music.apple.com
Thanks for reading 👋🏻 Tune in next week for more fintechy song goodness. Until then, be excellent to each other.